A7 International Unveils Digital Asset Payment Service for Cross-Border Invoices

Through A7 International, companies and individuals can settle invoices using digital currencies, with the counterparty receiving a standard wire transfer. The service strengthens A7's global reach and widens the range of settlement options for overseas customers.

After two years in business, A7 has established itself as a major participant in the global settlement space. Set up in 2024 to handle foreign trade payments for Russian firms, it now works with about 15,000 companies and handled over 10 trillion roubles in 2025. The domestic services A7 provided drew attention from foreign enterprises, leading the company to develop an international offering.

A7 International's debut represents a fresh phase for A7. Acting on demand from international business owners, the firm is broadening its profile and rolling out an export product for firms across multiple nations. The platform operates remotely, adheres to each jurisdiction's digital-asset laws, and is accessible only in territories where crypto is legal.

“We are presenting not just a new product in the lineup, but a new image of A7. We have adapted our service so that it can be used remotely from anywhere in the world. This is precisely the key demand of market participants today. They want to be able to transfer money around the world in a few clicks in the shortest possible time – directly from your smartphone, without lengthy paperwork, hidden fees, or unjustified holds on funds. And we are packaging this demand into a convenient and competitive form,” said Chairman of Bank PSB Petr Fradkov.

How it works is straightforward: a customer sends USDT, and A7 organises a SWIFT bank transfer to the payee details listed on the invoice. The receiver does not have to handle crypto or set up a digital wallet; the money lands in their bank account.

To apply, users first create an account at a7.biz. Natural persons go through identity checks (KYC), while legal entities undergo corporate verification (KYB). The user then uploads the invoice and supporting papers. An automated system reads the invoice details and aids in completing the form.

“The system operates as follows. AI analyzes the sender and beneficiary, jurisdictions, and key risk factors of the transaction. Based on the verification results, a risk profile of the payment is formed and the available options for processing it are determined. The system compares compliance requirements with the capabilities of the existing payment infrastructure. After that, it recommends the optimal payment route taking into account its cost, speed, reliability, and applicable restrictions. Routing dynamically adapts to changes in conditions and the availability of payment channels. Data accumulated over the years makes it possible to continuously improve the quality of decisions made by the system,” noted A7 CEO Ilan Shor.

Initially, A7 International works with USDT on the TRON blockchain. Wire transfers can be made in US dollars, euros, Chinese yuan, and UAE dirhams. Additional currencies can be arranged on request. The fee stands at 0.3% for both corporate and individual clients. Once the invoice is uploaded, the user is shown the total payment amount, fees included, before proceeding.

Transactions settle from one business day onward. Once the operation finishes, the customer gets a SWIFT confirmation or other evidence of payment. For exchange and customs compliance, the service supplies supporting documents.

The service was unveiled on a symbolic date and time: October 13 at 13:13.

About A7

A7 is a fintech firm focused on cross-border payments and trade settlement. It was founded in 2024 with backing from PSB Bank.

The company is building its own worldwide payment network spanning over 100 countries, blending financial know-how, cutting-edge tech, and regulatory adherence. Its offerings cover international payments, digital financial assets, and promissory notes.

A7 Group serves 15,000 customers and handles roughly 2,000 daily transactions. In 2025, about 19% of Russian enterprises' cross-border trade settlements went through A7. The company received an AA(RU) credit rating with a Stable outlook from ACRA in October 2025.