Gate Introduces Gate Money, Connecting Digital Assets and Payments

At the TOKEN2049 conference on October 7, Gate Founder and CEO Dr. Han delivered a keynote speech in which he announced the launch of Gate Money. The platform is built on the philosophy of “One Gate, Everything Money” and integrates Gate’s existing range of diversified financial services into a global unified financial platform.

By linking digital assets, equities, payments, and asset management under a single account, Gate Money lets users hold, receive, transfer, pay, exchange, and earn yield on assets—all in one place. This marks Gate’s move beyond digital asset trading into a wider array of financial services. Users can activate the service with one click by updating their Gate App to version 8.39.0.

One-Stop Management for Diverse Assets

Gate Money allows users to hold multiple fiat currencies and digital assets within the same account, with a consolidated view of balances and fund movements. The platform supports fiat deposits and withdrawals as well as on-chain deposits and transfers.

Fiat accounts can be managed independently by currency. Eligible users may also upgrade to obtain a bank account under the same name, enabling them to receive funds and make withdrawals using personal account details, which adds convenience for everyday and cross-border fund transfers.

Building on this, Gate already provides access to traditional financial assets such as stocks and continues to broaden the range of supported asset classes. For users holding different types of assets, Gate Money brings these services into a clearer account structure, centralizing asset and fund management.

Connecting Global Payments for Everyday Spending

Gate Money also ties everyday payments more closely to the account experience. Through Gate Card, users can make online and offline purchases using fiat currencies or digital assets, with support for Apple Pay and Google Pay. In some countries and regions, users can also use ATM withdrawals and local QR-code payments to cater to different payment methods.

From online shopping to in-store purchases, users can pick the payment method that suits them, making the assets in their accounts more accessible for daily spending.

Flexible Allocation for More Asset Possibilities

Beyond holding and payments, Gate Money offers Convert and Earn features. Convert allows users to exchange assets, while Earn provides wealth management and earning products. Eligible balances such as USDT can earn up to 3.6% without a lock-up period, giving users extra options while keeping funds accessible.

For assets that need to stay liquid, users can convert them as needed. For temporarily idle assets, users can choose suitable earning options based on product terms, providing more flexibility in managing their funds.

Expanding Financial Services Across More Real-Life Scenarios

Gate Money combines Gate’s product capabilities in digital assets, stocks, payments, and asset management, integrating asset holding, receiving funds, transfers, payments, conversion, and earning into a single account. This further connects asset management, fund flows, and everyday spending within the Gate platform.

From cash and digital assets to stocks and other financial products, and from asset management to daily spending, Gate Money brings a wider range of financial needs into one platform. It drives the shift from trading and asset management to payments, fund management, and daily financial needs, expanding Gate’s financial service boundaries.

Global Compliance Framework and Financial Infrastructure

In terms of global financial service capabilities, Gate continuously builds a compliant foundation for multi-asset services, capital flows, and payment scenarios through financial, payment, and virtual asset licenses and authorizations obtained in key jurisdictions, providing underlying financial infrastructure support for Gate Money.

Gate’s entities have obtained a MiCA Crypto Asset Service Provider (CASP) license and a PSD2 Payment Institution license in Malta, a full Virtual Asset Service Provider (VASP) operating license from VARA in Dubai, and registered with AUSTRAC as a digital currency exchange service provider in Australia. Gate also operates through local compliant entities in key markets such as Japan, covering 81 regulated jurisdictions globally.

These qualifications cover crypto asset trading and custody, digital currency services, and payments, establishing a robust compliance foundation for Gate Money to connect multi-asset management, fiat accounts, fund receipts and transfers, and everyday payments.

Meanwhile, Gate has formed partnerships with various international payment institutions, banks, custody providers, and clearing institutions, covering multiple areas of financial services including payments, funds, asset custody, and clearing. This provides foundational support for business operations across different markets.

As different asset classes become more integrated with payment and everyday spending scenarios, Gate will continue to enhance its products and services, offering users a more convenient and flexible financial experience. By further connecting digital assets, traditional finance, and everyday financial needs, Gate aims to create more possibilities for innovation in financial service models.

About Gate

Gate, founded in 2013 by Dr. Han, is a leading global cryptocurrency and integrated financial services platform. Serving over 61 million users worldwide, it supports trading across 5,300+ digital assets and 12,800+ stock assets, while providing access to a comprehensive range of TradFi assets including metals, stocks, indices, forex, and commodities. It offers a one-stop, multi-asset trading experience and blockchain-related services. Gate was among the first to implement 100% Proof of Reserves. Its ecosystem includes Gate Wallet, Gate Ventures, Gate for AI Agent, and a wide range of products and services.

Disclaimer:

This content does not constitute an offer, solicitation, or recommendation. You should always seek independent professional advice before making investment decisions. Note that Gate may restrict or prohibit certain services in specific jurisdictions. For more information, please read the User Agreement.