How to Buy XRP (XRP) with USDT on BiFu

If you already hold USDT, buying XRP on BiFu is straightforward. Deposit USDT, make sure the balance is available for Spot trading, open the XRP/USDT market, and place a Market or Limit order. Using USDT as the quote asset keeps everything simple—no fiat conversion delays, direct execution on the spot order book, and standard Spot fees.

BiFu is built as a unified multi-asset platform (“One Account, Trade the World”). You can move between crypto Spot, perpetuals, forex, RWA, Earn, and copy trading under the same login and security setup. The platform is regulated across multiple jurisdictions (including FSCA) and emphasizes institutional-grade controls, cold-hot wallet separation, and transparent fee display so you always know what you’re paying.

Key points upfront

• USDT networks: BiFu commonly supports TRC20, ERC20, and BEP20 (BSC) for USDT. Always select the exact same network on the sending wallet/exchange and on BiFu—mismatched networks can result in permanent loss of funds.

• Fees: Spot trading fees are currently Maker 0.02% / Taker 0.05%. Check the live rate shown in the bottom-right corner of the trading page; promotions may apply to specific pairs.

• Account routing: Spot trades use the available balance shown on the Spot trading page. If funds sit in another section, transfer them first via Assets (internal transfers are typically free and instant within the same section).

• Order types: Market for instant execution at the best available price; Limit to set your desired price and wait for a fill.

• Security tip: Double-check the deposit address and network. Start with a small test transfer if you are new to the platform.

• XRP context (as of mid-September 2026): XRP trades around the $1.40–$1.45 range with strong daily volume and remains one of the higher-liquidity payment-focused assets. Prices move quickly—always verify the live order book.

Buy XRP with USDT on the Spot Market

On BiFu Web

1. Deposit USDT
   Log in → Assets → Deposit → select USDT → choose the matching network (TRC20 / ERC20 / BEP20) → copy the official deposit address (or scan the QR) → send from your external wallet or exchange. Wait for the required blockchain confirmations until the balance appears.

2. Confirm balance for Spot
   Go to Assets and ensure USDT is available for Spot trading. Use the Transfer function if needed to move funds into the correct account/section.

3. Open the XRP/USDT market
   Navigate to Spot (or Crypto Spot) and search for / open XRP/USDT.

4. Place your order

   1. Select Buy.

   2. Choose Market (instant fill) or Limit (set price + amount).

   3. Enter the amount of USDT you want to spend or the quantity of XRP you want to buy.

   4. Review the estimated receive amount, fee, and total → confirm.

5. Check the result
   View Open Orders / Order History. Once filled, XRP appears in your Spot balance.

On BiFu App

1. Open the BiFu app and log in.

2. Go to Assets → confirm you have enough USDT in the Spot-related balance (deposit or transfer first if needed).

3. Tap Trade / Markets → switch to Spot → search and select XRP/USDT (direct pair link).

4. Tap Buy → choose Market or Limit → enter amount → review details → confirm.

5. Return to Assets → Spot to see your new XRP balance.

After You Buy XRP

• Keep active trading funds in Spot; move longer-term holdings according to your preference (or explore Earn products if available on the platform).

• Internal transfers between accounts on BiFu within the same section are typically free and instant.

• When withdrawing XRP later, always select the correct network and carefully verify the fee + destination address. BiFu supports XRP deposits and withdrawals alongside major assets.

• Spot fees are deducted in the quote currency (USDT) at the time of the trade.

• Because BiFu unifies crypto with forex, RWA, and other markets under one account, you can reallocate capital or hedge without leaving the platform once you are comfortable with the interface.

FAQ

1. Can I buy XRP with USDT directly on BiFu?
   Yes. Open the XRP/USDT pair on Spot, choose Market or Limit, enter the USDT amount, review the order (price + fee), and confirm.

2. Which USDT network should I use for deposits?
   Commonly supported: TRC20, ERC20, BEP20 (BSC). Match the network exactly between the sending platform and BiFu. Wrong network selection can result in permanent loss of funds. TRC20 is often preferred for lower network costs when available.

3. My USDT is not showing for Spot trading. What should I do?
   Use the Transfer function under Assets to move USDT into the balance used by Spot trading.